Having been in business since 1949, PEMCO Insurance Company review has more than 70 years of expertise in the insurance market. The Seattle-based insurance provider mainly serves locals in the neighboring states of Washington and Oregon. Automobiles, homeowner's, earthquake, and other policies are only some options this insurer has for private customers. According to the insurance firm's profile on the professional networking service LinkedIn, they have between 500 and 1,000 workers. PEMCO relies on a group of independent insurance brokers to offer its policies. When finding the correct insurance, clients might benefit from working with an independent agent because of the comprehensive service they give. Also, the airline is financially sound; A.M. Best places them in the $250-$500 million financial size area.

Overview Of Pemco Auto Insurance

PEMCO Insurance Group serves drivers in the states of Washington and Oregon. Robert J. Handy started the firm in 1942 to provide vehicle insurance to school employees who might have been members of the Teachers And Administrators Credit Union of Washington. Since then, the company has extended its products to include homeowners, renters, condos, umbrellas, life, as well as boat insurance. Location: Seattle, Washington, is home to the company's headquarters. Its policyholders hold PEMCO as a mutual insurance organization. Public Sector Workers Mutual Insurance Company is abbreviated as PEMCO. The National Association of Health coverage Commissioners estimates that in 2018, the company earned around $340,000,000 from premiums on private passenger automobile policies. PEMCO has made a name for itself for its commitment to doing good in the areas it serves by providing financial support to deserving organizations and allowing workers to utilize their vacation time to volunteer.

Ratings For Financial Health And Customer Service

A.M. Best has given PEMCO Insurance Company the highest possible grade of "B+" Good. The previously optimistic forecast was downgraded to pessimistic in January 2016. 4 Regarding client satisfaction, PEMCO Insurance has been recognized by J.D. Power and Associates as the best car insurer in the Pacific Northwest. 5 Consumers were polled about their experiences with 12 different insurance companies operating in the Pacific Northwest for the J.D. Power and Associates research. A total of 45,521 answers were analyzed to rank insurance providers by customer satisfaction. The Better Business Bureau has not granted PEMCO accreditation. Although BBB certification is voluntary for businesses, it can't hurt to get it.

Insurance Products

Customers in Washington and Oregon may get insurance from PEMCO for the following:

Auto:

Customers of PEMCO can choose from a wide range of auto coverage options, including collision, complete and accurate, personal accident insurance property damage and physical injuries, towing/labor, leasehold reimbursement, personal loan media attention, camper parts/equipment coverage, personal injury prevention, accidental death coverage, but instead pet reportage (pays $1,000 for having a good dog or cat if injured in some covered collision). Currently, this service is restricted to the state of Washington. Coverage for custom components and equipment, key replacement, camper, canopy, and tonneau covers are all exclusive to Washington.

Home:

PEMCO provides many types of homeowner's insurance, including residence, personal property, replacement cost, and additional buildings. Additionally, you can buy medical payments, potential liability, and loss of usage protection. Sewer backup protection up to $5,000 is provided at no extra charge.

Renters:

Furniture, appliances, clothes, and valuables like firearms, jewels, furs, laptops, office equipment, etc., are all covered by renters' insurance. Both losses of use and replacement cost protection are available as optional extras. Both medical payments to others and personal liability insurance are options.

Condo:

Insurance for your personal belongings is included in your condo association's insurance, and so is coverage for things like plumbing, flooring, light fixtures, drywall, and more. Coverage for lost value, diminished value, personal responsibility, loss assessment, including medical payments to others are all available as add-ons.

Umbrella:

Umbrella insurance is supplementary liability protection that may be added to a standard car, house, or boat policy to safeguard you against negligence claims or harm to third parties. PEMCO's umbrella policies may be purchased with limits of $1,000,000, $2,000,000, or $3,000,000.

Conclusion

This comprehensive Pemco Insurance review will discuss customer concerns, the quotation process, and the products themselves. Pemco Insurance Company seems to be a local insurance provider serving Oregon and Washington families and individuals. They provide insurance promises tailored to the people of Seattle, where its headquarters are located. Our assessment of Pemco Insurance is only one example of the reviews we've written about many insurers. Obtain some prices before continuing. Enter your ZIP code above to access a comprehensive list of top-rated insurance providers serving your region.